Why Does The Alabama Helmet Have 12 On It

The new offering of Enel Energy All-Inclusive "

Dr. Laura Bianchi
Dr. Lara Ricci

last few days Enel Energia, the company Enel for the sale of electricity and gas on the open market, has launched a new offering targeted at residential customers: it is Energy All-Inclusive "whose main feature is a fixed and invariable for two years including all the items in the bill, excluding taxes alone.
The offer proposed by Enel is definitely an innovative solution to date offers a fixed price it sold a block of the proposed bill, which covered only a fraction of the total energy (65%). The rest continued to be established by the Authority for electricity and gas, and then underwent periodic variations. This offer highly innovative, a sign of clarity and simplicity on to consumers now more than ever need to understand what really costs what they buy.

The offer is directed mainly, but not limited to families with 3 kW contract for your home, or 80% of the domestic market, is available in three sizes depending on their consumption of fuel per month. With "Energy All Inclusive is a fixed level of monthly consumption for which you pay a flat fee, you pay more than this threshold cost on the consumer for the kWh consumed more. This offer is sold in three different versions: •
Size "Small", if you have a consumer / month low, which provides for a flat fee of € 12 per month for consumption of up to 100 KWh per month. Beyond this value is charged 0.24 € per kWh consumed (excluding taxes);
• Cut "Medium" is dedicated to those who have an annual consumption of some 'higher and provides for a flat fee of € 28 per month for monthly consumption up to 225 KWh. Beyond the threshold the rate is 0.28 euro per kWh (excluding taxes);
• Size "Large" is ultimately dedicated to families with high energy consumption: fixed fee is 44 Euros per month for consumption of up to 300 KWh months and 0 , 32 for each kWh consumed in excess (excluding taxes).
Staying within the limits set by the size of consumer choice, every three months, the consumer will receive a bill that will reflect exactly the amount chosen (beyond taxes) if it exceeds the threshold will have a greater cost based on kWh consumed more. Anyone wishing to accept the offer

Energy All-Inclusive, which includes subscription by customers switching to Enel Energy for the free market can do so online, via the website www.enelenergia.it, or call toll free 800 900 860, or by going to a PuntoEnel and Enel.si. Enel on its official website, provides customers with a mortgage that will give them the opportunity to find the size that best suits their consumption habits.

We calculated that if you have consumption levels close to the three profiles that correspond to the three bids, the offer is extremely inexpensive compared to those currently active. The convenience gradually decreases the more you move away (more or less) from the threshold set for each of three sizes.

Energy All-Inclusive "offer is definitely attractive because it offers consumers a tariff with a single price for energy consumed. We must add that, particularly in relation to the size dedicated to low power consumption, it is important to know their consumption before they join. The opportunity to consume more than the lump sum fee is not remote, and the benefits arising from the abandonment of traditional fare is reduced. Consumers League, therefore, advised to check the consumption indicated in bills of the last 12/18 months earlier to accept the offer because if you have a regular and close to levels that optimize the savings, "Energy package" can be convenient.

For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Consumers League of Perugia President Mr. Damiano Marinelli

What To Do With Sirloin

Air transport: new EU Charter of Passenger Rights

Dr. Laura Bianchi
Dr. Lara Ricci

All travelers in plane, and they want to assert their rights, especially in cases of unexpected or disrupted, can not fail to see the new Passenger Bill of Rights, now in its sixth year, and set up by ENAC, the National Board Civil Aviation Authority. The first edition of the Charter was in 2001, has since been updated in five successive editions, with a circulation of over eight million copies, the fifth version was published in 2005, coinciding with the entry into force of new rules of delay and cancellation of flights, indicating in particular the increase in the amount of compensation payable by the carriers in the event of denied boarding due to overbooking, and the introduction of forms compensation and assistance in the event of cancellation or long delays, and the extent of such protection to passengers on charter flights.

The new Passenger Bill of Rights can be downloaded online at the site of ENAC, or may be withdrawn at major Italian airports.
The new edition comes with a new design which is renewed in style and content: take account, inter alia, the recent European provisions on the rights of disabled passengers, the laws on security and surveillance operators, of the rules for carrying liquids on board aircraft and the establishment of so-called "black list" ie the list of those airlines on which was imposed the flight ban in the European Union. It was also envisaged a new section on "Prices Transparent", a legend of all the items that make up the final cost of a ticket.
The Charter describes in detail all the steps related to the booking and purchase of flight through various forms of protection of passengers in cases of denied boarding, flight cancellations and long delays, along with how to complain.
Another section is on the limits of liability of airlines and luggage, and another to package tours, and in particular the obligations to be organizer and the seller, and consumer rights.

Any requests or legal actions made in case of disputes should be based only on the relevant legislative texts, available in the section on legislation.

For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Consumers League of Perugia
President Mr. Damiano Marinelli

Plating A Utility Trailer

loans online, it lacks transparency

Dr. Laura Bianchi
Dr. Lara Ricci

The increase in online shopping has led to a rapid spread of virtual shops and services available to shoppers in the network. Among the methods of payment, used by consumers who buy on the internet, is gaining ground that the rate type that is beginning to be offered by many websites, thanks to the growth of sales of goods more expensive. This trend has already responded to several lenders time, first of all, in the case of electronic commerce, and Consel Agos, whose solution continues to be adopted by most e-shops that offer payment by installment.

to be noted that EU directives European e-commerce has created many controversies, it is still insufficient to create conditions that allow the potential client to make informed choices whether or not this possibility in terms of transparency because there are many online shops that still leave something to be desired. Exploring the various e-shop is easy to get an idea about: the 15 that have the opportunity to pay in installments (only one case has indicated a financial institution different from those mentioned above) only 6 show fairly clearly the disclosure documents. On the same page that explains the operation of these 6 years have also reported the official documents issued by the same financial. It is sheet analysis, the model contracts and other documents to be consulted to know the APR and maximum values \u200b\u200bof tan, contract terms, and other expenses related to the rescheduling. To read this data request is not registered with the site, or purchasing a product, anyone who wants to learn can do it before going ahead with any operation. The merit (at least at this early stage of the proceedings leading to the purchase decision) may be given to Consel and pursuing the policy of transparency: the sites in question are in fact to support it.

Unfortunately, in the 9 other cases the conditions in which the user is to click are not so clear: one of the exercises from a phone number to contact if you want to proceed in this way without even a nod to the credit institution to which it supports, three give confusing information listing only tags and Taen and sending in a generic way, without direct links to the conditions of financing, the site of ' the lending institution, then the other 5 are limited to describing what constitutes a claim to payment in installments and the terms that the customer purchase process or order of the product to become aware of the conditions. Basically, before I decide to buy the product and only then will I know how much and how will I pay for it. In the latter case, the obligation for the customer to pay only intervenes when the operation request of the funding is already at an advanced once check the field conditions, yet the consumer may still decide to leave the store without committing itself to pay. In this way it can at least avoid unwanted expenditure, but can not be returned to him time and money lost in complete and mail forms or data that will be provided to register for the site. When the client is a browser and then a bit 'naive, perhaps the first online purchases, sometimes does not know he could "withdraw" or when it ends and continue with the practice. Problem
to remember is that, already denounced in the past by several investigations, the lack of coincidence between the interest rates actually covered by the contract and those stated in advertising on sites to entice customers to buy.

League Consumers should read the contract terms before signing any form to apply for a loan, and take the time necessary to think carefully and consult an expert.


For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Consumers League of Perugia
President Mr. Damiano Marinelli

How To Put You Home Phone On Three Way

Boom online bank accounts in Italy: Internet banking

Dr. Laura Bianchi
Dr. Lara Ricci

recently in Italy we see a boom in online bank accounts: in fact, grown to 20 million, over 70% of total customers that relate to your bank via Internet, call center and ATM. Instead amounted to 6 million people, ie 21% of customers, only those who still prefer the direct relationship with the staff of the bank and go, then, in one of the 34 thousand bank branches located throughout Italy.

This is revealed by a search Abi-Gfk Eurisko presented at the 2009 conference size customer. According to the data obtained, the customer, defined technological lives above the north (50% of cases), has a degree and a preference for online transactions, more than 25% of the South or residing in the provinces.

to switch to alternative channels and remote are mostly young people who prefer to look at the so-called 'DIY': the call center via the Internet banking ATM, the ATM and self service areas evolved. The bank offers websites, in fact, the ability to make transactions more convenient and affordable, by Internet or telephone, thereby saving costs applied to transactions at the bank counter. These alternative channels allow you to perform online transfers, payment of taxes and utility bills, charging the phone, securities trading, or just ask your bank statement, all from the comfort of home.


For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Consumers League of Perugia
President Mr. Damiano Marinelli

Ladies Posting Colours On Facebook Meaning

depopulated after the 899, come the 894 and 895 to inflate our bills

Dr. Laura Bianchi
Dr. Lara Ricci

Two new numbers could again disrupt the phone bills of poor consumers. A few days ago the many extra numbers (899, 892, satellite, 48xx, etc. ...) there are numbers 894 and 895. The new numbers provided by the national numbering plan Agcom, 26/08/CIR resolution, are theoretically reserved for "mass calling services" (894) and "service and technical-professional" (895) . These are numbers that do not qualify as disabled automatically by AGCOM deliberation, the users can freely call the 894 and 895 and the risk of being again later this month deliver super bills.

business operators are advertising amounts available to companies that provide services theory: it goes by the announcement sober Telecom Italy, to the most stringent Goldline899 up explicit "games are now the new numbering 895. Hurry up and ask if you have not already done," manager Karupa, in a statement a few weeks ago, wrote: "By mid-February, they opened the new 895 numbers DO NOT defeat from a landline. In our view, operators, above, are advertising the new numbers to companies, underlining the very fact that they are not disabled from a landline.

premium rate numbers have always been used by persons who, with the approval of the top managers involved, have made a wrong use, thanks to the manifest impotence and Agcom Ministry of Communications. Therefore we do not be surprised if a number 895 or 894 was not used by lawyers or engineers, but by companies that are so fraudulent dialer installed on your PC or encouraging users to use this number (via SMS or false quiz tv invite to phone to your answering machine does not exist).

Following the blocking of special numbers last October, we found the reports as inflated bills to have suffered a sudden drop in testimony to the fact that the calls, in most cases, were extorted by fraud, and now with the 894 and 895 of the fraudulent mechanisms could start in style.

Consumers League recommends that customers who want to disable calls to premium rate numbers, simply to communicate to your service provider's will disable these services on your line.


For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Perugia
Consumers League President: Mr. Damian Marinelli

Thomson - Dti User Guide

Shopping online: Beware of scam offers

Dr. Laura Bianchi

Dr. Lara Ricci


The online shopping in Italy is becoming a growing fashion spread is due to more frequent use of the Web, either through online purchases because very often you can get big savings. According to data from several surveys it seems that online purchases are not subject to the crisis facing our country. In 2008 the revenue from online transactions has exceeded 6 billion euro, an increase over 2007 by more than 20%. The situation is rapidly evolving in part because of the recession that leads companies to discover innovative ways to compete and consumers increasingly appreciate the opportunity to compare online prices and features of products before making purchases and reduce travel.

The security of transactions and the suspicion of hitting scams are the biggest brake on the spread of e-commerce. Consumers League recommends that anyone purchasing goods and services via the Internet to take some simple precautions so as not to run into the "scam offers." The scammers that run on the web, generally, are real criminals, that are activated during periods when shopping on-line records of the peaks, this is usually done in conjunction with the festivities, when often arrive via the mail "irresistible offers" from retailers "unidentified" to "simply to capture the personal and confidential information. Therefore we recommend be wary, for example, false offers of charity, or participate in surveys that allow us to receive discounts and gift vouchers: in most cases concerned only a ploy to extend the database cheats with our sensitive data.
We would also like to remember that serious e-commerce sites never require personal details via email, and the same goes, especially, for information relating to credit card or bank account. Similarly, you should be wary of false alerts received by courier or the issuance of invoices for phantom purchases never made. These are all techniques designed to capture the attention and excitement of the Internet user in no case should be asked to click the links in the e-mail scam, in most cases, report to Web pages that can be infected by viruses or programs harmful to the proper functioning of your personal computer.

Most importantly, before any transaction is to check the reliability of a site, because as the articles would never buy in a store or dilapidated uninviting so you should never make purchases on a site that does not meet the minimum requirements reliability. Do not just dwell on the appearance of the site: good graphics, a large amount of products or well-written help pages do not guarantee the security of transactions. In the case of little-known sites is always advisable to carry out some further investigations. The Italian e-commerce sites, following legislation are required to publish on the homepage the VAT on their business. The European Union website http://ec.europa.eu/ can automatically verify the validity of a VAT. Furthermore, if the site you want to buy an asset is a phone number is a good idea to try to contact to verify that this is valid.

Recall that in an online purchase is the fundamental security of data exchanged between the PC and the website. The server that accepts transactions must use a secure channel for communication and encrypted. To verify, when the data is to insert your credit card, the channel is encrypted should look for the padlock icon usually appears at the bottom right corner of the browser window or above the address bar. The presence of the icon indicates that the data exchanged between the browser and the travel site on a secure channel, protected from interception.

In Italy 70 percent of payments due to transactions take place online with a credit card certainly easier and faster method than the transfer and marking, but less secure. Consumers' League, to make online purchases more secure, recommended to use prepaid cards or other two increasingly popular payment methods PayPal and Bank Pass.
Prepaid cards are credit cards that you can pay from their own account, a certain sum of money, purchases made with these cards will climb only by the money amount "charged" and not from the main account, limiting ' amount of any theft. The
Paypal is a payment instrument through which you can make transactions by simply registering for free on the site www.paypal.it which is activated an account, password protected, to save the data in your credit card. Every time you have to pay a fine at a store arrangement with PayPal not sufficient to indicate the number paper, but the user name and password of your account, so you do not have to talk to different traders their data. Sending money is free, after which the customer receives an email that confirms the payment. On the contrary, the reception is instead subject to tariffs, including a fixed fee of € 0.35 plus a variable percentage amount. As for the taking, it's free if the figure is 100 € or more, is the rate of 1 euro if it is less than this amount. PayPal supports payments in U.S. dollars, Australian and Canadian, Euros, British pounds, Japanese yen and Chinese renminbi (only for utentiPayPal.com.cn). You can not PayPal.com.cn send money between accounts and PayPal.com accounts, so users in China are effectively excluded from international payments.
BankPass is a useful service developed by ABI (Italian Banking Association) and you can get, but only if your institution is among the more than 70 member banks, credit card numbers virtual and "throwaway" to be used for a single transaction. Customers wishing to use the Web service Bankpass must sign a contract with their bank, undertaking to pay an annual fee for membership and a commission for every transaction you make. At the conclusion of this contract the number of codes are assigned identification and password which are used to uniquely recognize and to do so log in to your wallet. When you make purchases on a website, choose the products and services that interest them, specify the address to which you want to be posted. Then confirm your order and be directed to Bankpass Web site, where part of the renaissance code and password, and specifies the site want to adjust the instrument with which to purchase. After confirming the transaction is concluded with a high level of protection and service Bankpass Web, obtained permission from the channels of payment (Visa, MasterCard, Pago ATM), the customer sends an e-mail which states that the payment was made.


For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Perugia
Consumers League President: Mr. Damian Marinelli

Rent A Boat For Party Vancouver

How to apply for reimbursement

Dr. Laura Bianchi

Dr. Lara Ricci

users penalized by increases in telephone charges, that have not been adequately informed and therefore have not given their consent, they may obtain the refund of unduly paid to the provider. This possibility is especially users of Tim and Vodafone, fined for each € 500 000 by the Italian Competition Authority. According to the estimates due to changes in tariff plans users of Tim and Vodafone have supported an annual expenditure of about 40-80 euro more than last year.

To obtain a refund, before turning to the ordinary justice, it is mandatory groped the path of conciliation by contacting the Corecom (Regional Committee for communications). Consumers who wish to request a refund must send a registered letter with acknowledgment of receipt (preferably also sent for information to consumer association) which indicates clearly the problem, emphasizing the differences between contractual obligations and the actual facts and in which you present your claim. You can also threaten the other party to take legal action, in this case would not provide what is requested.

If after 30 days after the registered letter was not an audience from Corecom recourse must be had to the Peace, while providing all the documentation previously sent to Corecom. In front of the Justice of the Peace, the consumer can choose whether to take the road of litigation, that is a real cause to which the parties must necessarily arise, or reconciliation (as recommended by the refund request is quite content), to which the party may instead decide not to appear. Conciliation is a dispute resolution procedure under which an impartial third person, the mediator assists the parties in conflict, leading them to the investigation and negotiation of mutually satisfactory agreements. It is important to emphasize that this procedure does not arise as an alternative to justice, but simply offers a different way than other procedures as known or practiced, on the resolution of conflicts. Consumers League, in these cases should always have recourse to conciliation because the risk of litigation is to lose the case with all the resulting consequences, including possibly also that of having to pay legal fees of the other party in the case of conciliation, however, you may lose more time, but has the advantage of not having to pay legal costs of the counterparty. If then the agreement is found, it becomes decision and the parties are obliged to respect it.

For further information you can call the numbers on the Consumers League of Perugia 075.5004969 - 075.5000949 - Via Sicilia n. 55/57 (Perugia).

Perugia
Consumers League President: Mr. Damian Marinelli